Useful information

Factsheets and guides - for members who joined Pace DC on or after 10 June 2019

For a quick summary of the main features of Pace DC look at the Pace DC factsheet, or for more information on how your contributions are paid (NICE Pensions) or paying Additional Voluntary Contributions (AVCs) look at the others below.

Pace DC Factsheet - Post 10 June 2019 PDF - 143 KB

NICE Pensions factsheet PDF - 103 KB

Pace AVC factsheet PDF - 148 KB

Tax summary factsheet PDF - 126 KB

Annual Allowance Factsheet - Post 10 June 2019 PDF - 161 KB

Lifetime Allowance factsheet PDF - 144 KB

Internal Dispute Resolution Procedure PDF - 404 KB

Pace DC Pension guide - Post 10 June 2019 PDF - 485 KB

Pace DC fund guide - April 2021 PDF - 315 KB

Pace DC retirement guide

Budgeting for retirement ready-reckoner PDF - 54 KB

Retirement checklist PDF - 59 KB

Factsheets and guides - for members who joined Pace DC before 10 June 2019

For a quick summary of the main features of Pace DC look at the Pace DC factsheet, or for more information on how your contributions are paid (NICE Pensions) or paying Additional Voluntary Contributions (AVCs) look at the others below.

Pace DC factsheet - Pre 10 June 2019 PDF - 154 KB

NICE Pensions factsheet PDF - 103 KB

Pace AVC factsheet PDF - 148 KB

Tax summary factsheet PDF - 126 KB

Annual Allowance factsheet - Pre 10 June 2019 PDF - 157 KB

Lifetime Allowance factsheet PDF - 144 KB

Internal Dispute Resolution Procedure PDF - 404 KB

Pace DC pension guide - Pre 10 June 2019 PDF - 435 KB

Pace DC fund guide - April 2021 PDF - 315 KB

Pace DC retirement guide

Budgeting for retirement ready-reckoner PDF - 54 KB

Retirement checklist PDF - 59 KB

Investment factsheets

These factsheets provide more detail on each of the different investment options in Pace DC.

Target: Lump Sum Option factsheet PDF - 98 KB

Target: Secure Income Option factsheet PDF - 89 KB

Target: Flexible Income Option factsheet PDF - 90 KB

Target: Lump Sum Option (Legacy) factsheet PDF - 199 KB

Target: Secure Income Option (Legacy) factsheet PDF - 227 KB

Target: Flexible Income Option (Legacy) factsheet PDF - 219 KB

Pace Growth (Shares) 2021 Fund

Pace Growth (Ethical Shares) Fund

Pace Growth (Mixed) Fund

Pace Pre-retirement (Inflation-linked) Fund

Pace Pre-retirement Fund

Pace Cash Fund

Pace Growth (Shares) Fund

Forms

Nomination form PDF - 70 KB

Join Pace DC form

Start paying AVCs form

Change or stop paying AVCs form

Increase or decrease my contributions form

Change how I pay my contributions form

Leave Pace DC form

Videos

Planning for retirement

How Pace DC works

Why have a pension?

Online tools

We have developed a DC pension modeller to help you understand your pension benefits in Pace.

Pace DC pension modeller

DC governance

In November 2013, the Pensions Regulator published its Code of Practice no. 13 and related regulatory guidance for defined contribution (DC) pension schemes. The Code of Practice introduced new principles and features that it expects to be present in all well-governed DC occupational pension schemes. In response, the Trustee has produced this statement to demonstrate Pace DC’s level of adherence to these new quality standards.

DC Section - Trustee Governance Statement 2020 PDF - 1 MB

Statement of Investment Principles (SIP) PDF - 293 KB

L&G Transaction Costs 2020 PDF - 88 KB

L&G Illustration 2020 PDF - 111 KB

Royal London Transaction Costs 2020 PDF - 184 KB

Aviva Transaction Costs 2020 PDF - 2 MB

Equitable Life Transaction Costs 2019 PDF - 198 KB

Prudential Fund Guide PDF - 427 KB

Prudential Transaction Costs 2020 PDF - 23 KB

Utmost Costs and Charges Illustration 2020 XLSX - 12 KB

Utmost Transaction Costs 2020 PDF - 207 KB

Updates for members

Every year we produce an update for Pace DC members that highlights some of the important things you need to think about as a Pace DC member. If you have any problems viewing the interactive version you can also download it as a regular PDF.