Useful information

Factsheets and guides - for members who joined Pace DC on or after 10 June 2019

For a quick summary of the main features of Pace DC look at the Pace DC factsheet, or for more information on how your contributions are paid (NICE Pensions) or paying Additional Voluntary Contributions (AVCs) look at the others below.

Pace DC Factsheet - Post 10 June 2019 PDF - 150 KB

NICE Pensions factsheet PDF - 114 KB

Pace AVC factsheet PDF - 140 KB

Tax summary factsheet PDF - 140 KB

Annual Allowance Factsheet - Post 10 June 2019 PDF - 169 KB

Lifetime Allowance factsheet PDF - 150 KB

Internal Dispute Resolution Procedure PDF - 526 KB

Pace DC Pension guide - Post 10 June 2019 PDF - 483 KB

Pace DC retirement guide

Budgeting for retirement ready-reckoner PDF - 52 KB

Retirement checklist PDF - 64 KB

Pace DC fund guide PDF - 444 KB

Pensions Protection Factsheet PDF - 118 KB

Factsheets and guides - for members who joined Pace DC before 10 June 2019

For a quick summary of the main features of Pace DC look at the Pace DC factsheet, or for more information on how your contributions are paid (NICE Pensions) or paying Additional Voluntary Contributions (AVCs) look at the others below.

Pace DC factsheet - Pre 10 June 2019 PDF - 162 KB

NICE Pensions factsheet PDF - 114 KB

Pace AVC factsheet PDF - 140 KB

Tax summary factsheet PDF - 140 KB

Annual Allowance factsheet - Pre 10 June 2019 PDF - 154 KB

Lifetime Allowance factsheet PDF - 150 KB

Internal Dispute Resolution Procedure PDF - 526 KB

Pace DC pension guide - Pre 10 June 2019 PDF - 433 KB

Pace DC retirement guide

Budgeting for retirement ready-reckoner PDF - 52 KB

Retirement checklist PDF - 64 KB

Pace DC fund guide PDF - 444 KB

Pensions Protection Factsheet PDF - 118 KB

Investment factsheets

These factsheets provide more detail on each of the different investment options in Pace DC.

Target Lump Sum PDF - 119 KB

Target Flexible Income PDF - 120 KB

Target Secure Income PDF - 119 KB

Pace: Build Your Pot Factsheet

Pace: Consolidate Your Pot Factsheet

Pace: Take Your Pot as Cash Factsheet

Pace: Take Your Pot as an Annuity Factsheet

Pace: Take Your Pot as Flexible Income/Drawdown Factsheet

Pace Growth (Shares) 2021 Fund

Pace Growth (Ethical Shares) Fund

Pace Growth (Shariah) Fund

Pace Growth (Mixed) Fund

Pace Pre-retirement (Inflation-linked) Fund

Pace Pre-retirement Fund

Pace Growth (Shares) Fund

Pace Cash Fund

Forms

Nomination form PDF - 72 KB

Join Pace DC form

Start paying AVCs form

Change or stop paying AVCs form

Increase or decrease my contributions form

Change how I pay my contributions form

Leave Pace DC form

Videos

Planning for retirement

How Pace DC works

Why have a pension?

Online tools

We have developed a DC pension modeller to help you understand your pension benefits in Pace.

Pace DC pension modeller

DC governance

In November 2013, the Pensions Regulator published its Code of Practice no. 13 and related regulatory guidance for defined contribution (DC) pension schemes. The Code of Practice introduced new principles and features that it expects to be present in all well-governed DC occupational pension schemes. In response, the Trustee has produced this statement to demonstrate Pace DC’s level of adherence to these new quality standards.

DC Section - Trustee Governance Statement 2023 PDF - 426 KB

Statement of Investment Principles (SIP) PDF - 543 KB

Pace DC - Net Investment Returns 2023 PDF - 271 KB

L&G Transaction Costs 2023 PDF - 196 KB

L&G target Lump Sum Illustration 2023 PDF - 114 KB

L&G Shariah Illustration 2023 PDF - 1 MB

L&G Cash Illustration 2023 PDF - 113 KB

Aviva Transaction Costs 2023 PDF - 140 KB

Prudential Transaction Costs 2023 PDF - 34 KB

Royal London Transaction Costs PDF - 108 KB

Utmost Transaction Costs 2023 PDF - 477 KB

Updates for members

Every year we produce an update for Pace DC members that highlights some of the important things you need to think about as a Pace DC member. If you have any problems viewing the interactive version you can also download it as a regular PDF.