Useful information

Factsheets and guides - for members who joined Pace DC on or after 10 June 2019

For a quick summary of the main features of Pace DC look at the Pace DC factsheet, or for more information on how your contributions are paid (NICE Pensions) or paying Additional Voluntary Contributions (AVCs) look at the others below.

Pace DC Factsheet - Post 10 June 2019 PDF - 224 KB

NICE Pensions factsheet PDF - 165 KB

Pace AVC factsheet PDF - 204 KB

Tax summary factsheet PDF - 258 KB

Annual Allowance Factsheet - Post 10 June 2019 PDF - 261 KB

Internal Dispute Resolution Procedure PDF - 132 KB

Pace DC Pension guide - Post 10 June 2019 PDF - 743 KB

Pace DC retirement guide

Budgeting for retirement ready-reckoner PDF - 52 KB

Retirement checklist PDF - 70 KB

Pace DC fund guide PDF - 1 MB

Pensions Protection Factsheet PDF - 199 KB

Lump sum allowances factsheet PDF - 243 KB

Factsheets and guides - for members who joined Pace DC before 10 June 2019

For a quick summary of the main features of Pace DC look at the Pace DC factsheet, or for more information on how your contributions are paid (NICE Pensions) or paying Additional Voluntary Contributions (AVCs) look at the others below.

Pace DC factsheet - Pre 10 June 2019 PDF - 237 KB

NICE Pensions factsheet PDF - 165 KB

Pace AVC factsheet PDF - 204 KB

Tax summary factsheet PDF - 258 KB

Annual Allowance factsheet - Pre 10 June 2019 PDF - 263 KB

Internal Dispute Resolution Procedure PDF - 132 KB

Pace DC pension guide - Pre 10 June 2019 PDF - 665 KB

Pace DC retirement guide

Budgeting for retirement ready-reckoner PDF - 52 KB

Retirement checklist PDF - 70 KB

Pace DC fund guide PDF - 1 MB

Pensions Protection Factsheet PDF - 199 KB

Lump sum allowances factsheet PDF - 243 KB

Investment factsheets

These factsheets provide more detail on each of the different investment options in Pace DC.

Target Lump Sum PDF - 119 KB

Target Flexible Income PDF - 120 KB

Target Secure Income PDF - 119 KB

Pace: Build Your Pot Factsheet

Pace: Consolidate Your Pot Factsheet

Pace: Take Your Pot as Cash Factsheet

Pace: Take Your Pot as an Annuity Factsheet

Pace: Take Your Pot as Flexible Income/Drawdown Factsheet

Pace Growth (Shares) 2021 Fund

Pace Growth (Ethical Shares) Fund

Pace Growth (Shariah) Fund

Pace Growth (Mixed) Fund

Pace Pre-retirement (Inflation-linked) Fund

Pace Pre-retirement Fund

Pace Growth (Shares) Fund

Pace Cash Fund

Forms

Nomination form PDF - 72 KB

Join Pace DC form

Start paying AVCs form

Change or stop paying AVCs form

Increase or decrease my contributions form

Change how I pay my contributions form

Leave Pace DC form

Videos

Planning for retirement

How Pace DC works

Why have a pension?

Online tools

We have developed a DC pension modeller to help you understand your pension benefits in Pace.

Pace DC pension modeller

DC governance

In March 2024, the Pensions Regulator published a new Single Code of Practice, replacing the 10 previous codes of practice. The new general code sets out in detail what The Pensions Regulator expects of a scheme that is required to maintain an effective system of governance. In response, the Trustee has produced a governance statement to demonstrate Pace DC’s level of adherence to these new quality standards. The Trustee Governance Statement, transaction costs and the Statement of Investment Principles can be found below.

DC Section - Trustee Governance Statement 2025 PDF - 335 KB

Statement of Investment Principles (SIP) PDF - 284 KB

Pace DC - Net Investment Returns 2025 PDF - 213 KB

L&G Transaction Costs 2025 PDF - 125 KB

L&G target Lump Sum Illustration 2025 (Default) PDF - 114 KB

L&G Shariah Illustration 2025 (Most Expensive) PDF - 121 KB

L&G Cash Illustration 2025 (Least Expensive) PDF - 121 KB

Aviva Transaction Costs 2025 PDF - 142 KB

Prudential Transaction Costs 2025 PDF - 113 KB

Royal London Transaction Costs 2025 PDF - 117 KB

Utmost Transaction Costs 2025 PDF - 182 KB

Updates for members

Every year we produce an update for Pace DC members that highlights some of the important things you need to think about as a Pace DC member. If you have any problems viewing the interactive version you can also download it as a regular PDF.